SERVICES

Residential Property Conveyancing

Buying & Selling Your Property

At Warwick & Barker we understand that moving home can be a very stressful experience. During this hectic period, we offer calm and clear legal advice and services which will enable you to concentrate on the many other aspects of moving home.

We have years of experience and are well placed to help you as your house move proceeds smoothly.  Whether you are buying or selling, we can help you ensure that every legal aspect of your transaction is covered.

We also work closely and have good relations with the Estate Agents in the Rustington and Arun area.  Working together with them can overcome many of the details which may seem deal-breaking.

Re-Mortgaging

Re-mortgaging is the process of either releasing some of the equity in your home, changing your mortgage for a better rate or consolidating your debts.  To re-mortgage, you need to end your current mortgage scheme and move to a new one which may involve switching Lenders.

Re-mortgaging involves legal work to secure the interest of your new Lender and usually to discharge any existing securities.  It is therefore prudent to have a Solicitor to help you through this process.

You should consult an Independent Financial Advisor (IFA) to obtain information to assist you in finding the best mortgage package to suit your needs and we can recommend an IFA if you need help.

Transfer of Equity

A Transfer of Equity occurs when one or more joint owners of land or property wish to transfer any interest that they may have in the land or property to another co-owner of that property. There are a number of reasons for arranging the Transfer of Equity however the most common occurs on the dissolution of a marriage or when co-habitees decide to live separate and apart. In either case it is advisable to instruct a Solicitor.

For more information, contact Simon Kenning
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Commercial Property Conveyancing

We advise on buying and selling commercial freeholds and granting and assigning commercial leases.

Please contact us for a separate quote on 01903 775051 or email   info@warwickbarker.co.uk
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Wills & Probate

A Will is the most important document you will make in your lifetime and it is vital that this is prepared by a legal specialist who is familiar with your circumstances. Throughout your lifetime your circumstances will change and a Will ensures that your last wishes are carried out giving you peace of mind.

A Will is a clear set of instructions left to your Executors to distribute your belongings and property in accordance with your wishes.  If you do not make a Will, the Rules of Intestacy apply and this may mean that the distribution of your estate will not be as you would have intended.

When making your Will, we will also advise you on Inheritance Tax issues in relation to your property and estate should this be relevant, including asset protection arrangements.

There are many aspects to consider when putting a Will together such as who to appoint as Executors, should there be separate Trustees to administer any Trust for children, do you need to appoint Guardians for any infant children, and who you wish to leave your Estate to.

We will be able to provide you with a quote for preparing your Will before commencing the service. We will also store your Will free of charge in our office safes and send you a copy of your Will for your records.

Reviewing & Changing Your Existing Will

You should make a point of reviewing your Will every few years or so. You may have additional children or grandchildren you want to add to your Will or your circumstances may of course change.

Probate & Administration of Estates

Where a person dies, a Personal Representative, usually the Executor named in the Will, has to deal with the Estate (money, property and possessions left by the deceased) by collecting in all the money, paying any debts and distributing the Estate to those entitled to it. The Personal Representative dealing with the Estate will often have been appointed by the Deceased as an Executor in the Will.

For more information, contact Gill Collins
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Lasting Powers of Attorney

A Power of Attorney is a legal document which authorises another person (or persons) to act on behalf of an individual with regard to his or her property and financial affairs and help them make a decision regarding their health and welfare.
 

The most common types of Power of Attorney are:-

Ordinary Power of Attorney

A Power of Attorney is a legal document which authorises another person (or persons) to act on behalf of an individual with regard to his or her property and financial affairs and help them make decisions regarding their health and welfare. For example you may wish to authorise another person to sign a Contract to sell your house. Alternatively, you may be moving abroad for a period of time and as such require an Attorney to look after your financial and legal affairs in this country whilst you are away. This is known as a General Power of Attorney.

Lasting Powers of Attorney

There are two types of Lasting Powers of Attorney:- Property & Financial Affairs; and Health & Welfare. These have replaced the Enduring Power of Attorney and it is mainly intended to come into effect where someone has or is losing their mental capacity. We advise everyone, especially those approaching old age, to consider making a Lasting Power of Attorney.

For more information, contact Gill Collins
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Court of Protection

If someone has not made a Lasting Power of Attorney and now lacks the mental capacity to do so, the only alternative is to make an application to the Court of Protection to be appointed as a Deputy so that you can either deal with the person’s Property and Financial Affairs, or Health & Welfare, or both.

For more information, contact Judith Simmonds
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Trusts

If you require advice concerning whether a Lifetime Trust may be appropriate to benefit family members, then please contact us, we would be happy to assist.

For more information, contact Gill Collins
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